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Customer Testimonials
"I found that I could no longer keep up with paying the minimum payments. I then realized how long it would probably take possibly 20 years to finish off debts and I would rather be out of debt sooner!" D.V., NY

Debt as a percent of America's income

Americans personal household debt has more than doubled (2.3 times) than in the times of our mothers and fathers. This holds disturbing consequences for businesses, families, individuals, and our future generations. Take action today!

Articles
Helpful Articles by Precept Financial

The Best Test for Workability in Personal, Family and Business Budgets
(August 25, 2006)
Why the Financially Comfortable Struggle with Too Much Debt
(August 18, 2006)
All Top Ten Pitfalls of Negotiating One’s Own Debt Settlement
(August 9, 2006)
Empowering Client Service Reps to Be More Effective By Providing Interdepartmental Communication in a More Personal Way
(July 18, 2006)
Financial Independence: Credit Cards -- A Help or A Hindrance?
(July 12, 2006)
Credit Card Debt & the Unfairness of the Universal Default Clause
(August 12, 2005)
Bankruptcy - The New Scarlet Letter
(August 12, 2005)

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Benefits

	FREE debt consultation to understand your options and your solutions!
	Total debt is reduced by 60% or more!
	A certified *Customer First Representative* is assigned to your account providing you unparalleled client support!
	Minimize collection harassment calls!
	Services Guaranteed or your money back!
	Regain control of your lifestyle!
	With a simple phone call you too can experience the satisfaction of knowing that your credit card debt can truly be a thing of the past!