| Unparalleled Support |
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Customer 1st: The industry's first of its kind! An exclusive customer centered program aimed at ensuring total customer satisfaction.
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| Customer Testimonials |
"I am so happy. Thank you so much for helping me. Precept Financial really came through for me. I don't even know how I ended up on your web site and what made me call your company but I am glad I did. Thank you again for all your kindness and punctuality."
Erica F., Florida
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| Debt as a percent of America's income |
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Americans personal household debt has more than doubled (2.3 times) than in the times of our mothers and fathers. This holds disturbing consequences for businesses, families, individuals, and our future generations.
Take action today!
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How Can We Help?
Why Is Debt Settlement So Effective?
Unlike any other debt reduction option, debt settlement specifically lowers your overall total principle balances 50% or more by negotiating approved settlement amounts with your creditors. Nationally, this debt reduction strategy has become the choice method for the majority of consumers seeking financial recovery from the damaging effects of carrying too much debt. By settling any of your outstanding balances, you will literally save thousands of dollars and years of agonizing monthly repayments. Because of this negotiated principal reduction, the vast majority of our clients will be able to obtain agreeable settlements with all of their enrolled creditors in less than 36 months!
Precept's Settlement Division has developed unique specialized settlement strategies to ensure maximum financial results for our clients. Our professional negotiators are paid as a result of accumulated settlement percentages, which mean the better settlements they negotiate for you, the more money they make. This arrangement creates a natural
"win-win" scenario for all parties concerned.
Your creditors win by resolving your outstanding balances. Your settlement team wins by negotiating the best possible percentages. And most importantly, you win by saving thousands of dollars and years of stress and anxiety wondering if you will ever realize freedom from debt! Don't you think it's about time for you to begin a new precept?
The Precept Difference
- Most experienced staff industry-wide
- Superior employee training program
- Best customer care program in the industry. "Customer First"
- Healthy business and technical infrastructure
- An expanding network of partners to offer complete financial services for our clients
- A holistic approach to debt management
What does all of this mean? Peace of mind and a deeply satisfying experience in managing debt and cash flow! The customer has a true partner that works tirelessly and unwaveringly to achieve results for you.
Why Debt Settlement Is The Best Choice:
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Credit Card Payment (Business As Usual) |
Counseling Program Payment |
Precept Program Payment |
| Key Assumption |
Ability to make the minimum payment (2% of balance) |
Ability to pay the monthly payment |
Willingness to participate in the program |
| Payment |
$500/month |
$422/month |
$310/month* |
| Term |
396 months (33 Years) |
60 months (5 years) |
35 months (3 Years) |
| Interest Rate |
19% |
10% |
None |
| Total Cost |
$51,439 |
$25,285 |
$11,000 |
| True Saving |
None |
$14,286 |
$40,440 |
* Example based on $20,000 of debt. The actual payment can be higher or lower by extending or shortening the program months.
Call us now at 1-800-866-4447 to have a certified specialist discuss the savings on your total amount of debt. The call and consultation are FREE!
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| Benefits |
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FREE debt consultation to understand your options and your solutions! |
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Total debt is reduced by 60% or more! |
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A certified Customer First Representative is assigned to your account providing you unparalleled client support! |
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Minimize collection harassment calls! |
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Services Guaranteed or your money back! |
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Regain control of your lifestyle! |
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With a simple phone call you too can experience the satisfaction of knowing that your credit card debt can truly be a thing of the past!
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Free Consultation
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